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Dynamic Password Authentication Tool ( DPAT )

With Dynamic Password Authentication Tool, each time when you log on the online banking service interface, our bank system will randomly produce and send a one-time password, and you can successfully log on only with dual certification of the inquiry password and the dynamic password. Because the dynamic password is randomly-produced and effective once, the dynamic password, even snooped by Trojan or hacker, can not be used for logging next time, thus your account and information security is ensured.

A one-time password (OTP) is a password that is valid for only one login session or transaction. One-time password systems are being deployed by banks, governments, and corporate virtual private networks (VPNs) to reduce the damage of passwords compromised through phishing and some spyware attacks.


  1. Second factor Authentication token for internal and remote access

  2. Cryptographically secure pass-code

  3. Becomes stronger when used in conjunction with smart card

  4. Soft token available(Requires lightweight client)

  5. Useful in E-Banking and Secure Login Mechanisms


Product Enquiry : enquiry.crypto@au-kbc.org.

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